Personal InsuranceCorporate Insurance

Winter Weather Driving Tips

Prepare your vehicle for winter weather well before winter begins. Preventive maintenance helps to ensure that avoidable problems do not occur, especially during inopportune times such as severe weather. Before driving in questionable weather, check the following on your vehicle: battery, lights, belts, brakes, windshield wipers, defroster, heater and exhaust system. 


Football Fan Safety

Make football season not just fun, but also safe

Football Helmet picFinally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves, the start of school and, of course, football season in Illinois!

Football season brings with it a whole host of seasonal activities for football fans, from game-day tailgates and sports bar outings, to friendly bets and bowl parties. At Valley Insurance Agency, we want your football season to be both exciting and safe, so as you cheer your team to victory, consider the following tips.


Insurance Tips for Back-to-School Time

College is expensive enough without finding out too late that an accident or theft isn’t covered under your current policies. So, as you get your children ready to head off to school in the fall, there’s one vital “to-do” to add to your list (other than writing that tuition check): a review of your insurance coverage.

It's important to keep in mind that policy language varies from state to state, and there are never "one-size-fits-all" situations, but below is a general guide. If you have questions, or want to go over your insurance needs, don’t hesitate to contact us!


Avoiding distractions while driving could save your life

You've seen them on the roads; you might even know a few of them.

And you could be one yourself.

distractedDistracted drivers come in all shapes, sizes, ages and experience levels. Even if you're not one today, you could become one at any moment — in the time it takes you to answer your cell phone or check the kids in the back seat when you're driving.

If you or someone else you know thinks you can drive just fine while talking on your phone, think about this: More than 450,000 people were injured in crashes that reportedly involved distracted driving in 2009, according to the National Highway Traffic Safety Administration. More than 5,000 of those people died.


Understanding The Cost To Rebuild Your Home

Cost to rebuild

Cost to rebuild (reconstruction cost) reflects estimated construction material, labor and equipment costs to rebuild your home while maintaining the same size and quality of construction, at today’s prices.


Are You a Master of Disaster?

Think you know a lot about catastrophes? Take this test to find out how much you really know!

1) In March 1964, an earthquake measuring 9.2 on the Richter scale struck Alaska. Which of the following occurred as a result:

  1. Huge fissures that raised and lowered structures as much as 10 feet
  2. Massive landslides
  3. Waves as high as 65 meters at Valdez Inlet
  4. All of the above


Spring Maintenance

Spring ahead with these home maintenance tips.

  • Inspect your smoke detectors, and make sure that there is one on each floor of your home. Test them monthly, and change the batteries annually or as needed.
  • Check the light bulbs in all your fixtures to be sure they are the correct wattage as recommended by the manufacturer.